Car Accidents

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Have you suffered a personal injury as the result of a car accident? Car accidents can be incredibly difficult events that can interrupt or even change the course of your life. They can cause out of pocket medical expenses, physical and emotional trauma, lost wages and other serious damages. If you were involved in an automobile accident, you may be entitled to compensation for your injuries, medical bills, lost income and pain & suffering.

Additionally, dealing with car accidents on your own can be complicated and challenging. Sometimes at-fault drivers with provide false insurance information or give false stories to their insurance company to prevent their insurance rates from being raised. Then, even when you obtain the proper insurance information, the insurance companies will often try to take advantage of unrepresented accident victims. They may claim that their insured told them something different than what actually happened, fail tell you your rights, attempt to make the process complex and try to take advantage of your unfamiliarity with the process.

What Should You Do if You Have Been Injured in a Car Accident?

We understand how difficult and stressful it is to be injured in a car accident. Most people in that situation will feel confused and unsure of what they should do. Victims of car accidents are usually focused on the most immediate issues of what to do with their car and whether they should go to the hospital. The last thing they are thinking what steps they can take to preserve their injury claim. However, their personal injuries often become the most important part of the accident in the long run.

With that in mind, there are simple and important steps that you can take right away that can help to preserve and improve your injury claim after a car accident:

  • Call the Police and Report the Accident – At fault drivers will sometimes ask you not to call the police. They will offer their driver’s license, insurance and contact information, and promise to pay the damages on their own. We have had many potential clients at the Mercer Firm who have found themselves in this situation only to discover that the other driver gave them false information, changed their story or even made an insurance claim against our potential client and claimed that the victim was at fault. Thus, it is extremely important to report the accident and obtain a police report. That report can contain critical items such as the at-fault driver’s insurance information, driving or weather conditions, the officer’s assessment of who was at fault and witness names and contact info.
  • Take Photographs – Not all people injured in car accidents are able to take photographs due to the severity of their injuries. However, if you can do so, taking photographs at the scene can be very helpful to your claim. Importantly, they can show the circumstances of the accident and the damage to your vehicle. Additionally, depending on the type of accident, the damage to the other vehicle can sometimes be much greater than the damage to your own. At-fault drivers and their insurance companies will often emphasize the more minor damage to your vehicle while doing all they can to hide the more serious damage to the at-fault driver’s car, and your photos from the scene can help to prevent those efforts.
  • Gather Information – Stay calm and polite, but make sure that you obtain the at-fault driver’s insurance information, license plate number, driver’s license number and contact information, as well as the contact information of any witnesses to the accident. This information will often be contained on the police report compiled by the officer at the scene of the accident. You must always receive some type of report or documentation from the officer on the scene. However, sometimes the police officer will only provide a “case card” that does not include all that relevant information. In those instances, be firmly but politely request that you be provided with that information before the at-fault driver is permitted to leave the scene. Lastly, take brief notes what you can recall about the accident including the speed limit, the weather, how the accident happened, the traffic conditions and any other information you believe to be relevant.
  • Get Prompt Medical Care – The type of injuries sustained in car accidents can be vastly different. If you believe that you injuries are severe, do not hesitate to allow the paramedics to evaluate your condition or transport you to the hospital. However, even if your injuries seem less severe and you do not need to be transported from the scene, it is still critical to seek a medical evaluation. Accident victims often feel fine in the immediate aftermath of an accident only to have debilitating pain in the hours or days thereafter. A doctor will be able to identify, document and evaluate your injuries to help to make sure that you do not suffer unexpected complication later. Additionally, ever insured driver in the state of Florida has personal injury protection insurance on their car, which is for the purpose of paying 80% of any medical bills related to a car accident up to a maximum of $10,000.00. As a result, even those car accident victims without health insurance have some coverage for their car accident-related medical bills.
  • Contact an Attorney – Insurance companies deal with car accidents all the time and may use an array of tricks and tactics to take advantage of an unrepresented victim of a car accident. They may request recorded statement, attempt to quickly settle your potential claim for a small fraction of what it is worth, ask you to sign documents or to give them information to which they are not entitled. While you engage them in normal casual conversation, they know how to trip you up and may use that information against you to minimize your recovery if you subsequently decide to make a claim. Additionally, they can make the claims process difficult and time consuming when you are not familiar with the process. There is no obligation to you when you call (305) 454-0274 for a free consultation with The Mercer Firm.

How Can The Mercer Firm’s Miami Car Accident Attorneys Assist You?

Dealing with insurance companies is not an easy process. The job of an insurance adjuster is to pay you as little money as possible for your injury claim. It does not matter to them how negligent or reckless their insured was in causing your accident, and they do not care how badly you have been injured. They will pay you the least amount of money that they can get you to accept. Additionally, your insurance agent gets paid by selling insurance policies and they are not on your side when you make a claim for car accident injuries.

At the Mercer Firm, we will fight to get you the compensation that you deserve for your injuries. Our practice has been built of fighting insurance companies on behalf of our clients and we will do everything that we can to make sure that your recover the best possible result. We know the process and we know what tactics work to maximize your financial recovery for your injuries. Moreover, because we work on a contingency (percentage of your recovery) basis, we make more money when you make more money. While we will do our best to negotiate a full and fair settlement for you, we will also fight for you all the way through a jury trial if the insurance company is unwilling to fully compensate you for your injuries.

Among the things that we will do to make sure that you are compensated for your injuries include:

  • Opening Insurance Claims – When you are injured in a car accident, you will almost always be dealing with one or more insurance companies. We understand which insurance companies are responsible for which claims and will open a claim with the insurance company owner of the car that caused your accident, the insurance of the at-fault driver if he or she did not own the car, the insurance of any employer if the driver was performing work at the time of the accident, and any other party that may bear responsibility for your injuries. We will also open insurance claims with your own insurance company for no-fault benefits of up to $10,000.00 towards your medical bills.
  • Communicating with Insurance Companies – Once your claim is open for personal injury damages related to a car accident, the insurance companies will make various requests for statement and information. We will handle all communication and coordination with the relevant insurance companies. We will handle their requests for information and ensure that you are free to focus on your medical care, health, and wellbeing. We will also make sure that they properly evaluate and compensate you for any damage to your vehicle.
  • Gathering Evidence – Evidence is the key to any claim for damages and The Mercer Firm understands what evidence is needed and how best to present it to maximize your recovery. We will obtain all reports and information related to the accident from the responding police department. We will obtain all insurance policies that might provide compensation for your injuries. We will identify and interview witnesses. We will gather information to support your claim including medical records and bills, including any prior medical records that may be relevant to you claim. If needed, we will also gather info and photographs of the scene of the accident, prior maintenance records for your vehicle, prior traffic records of the at-fault driver, the weather conditions, lost wage information, and any other information needed to support your claim for damages.
  • Monitoring Your Medical Treatment – Your health is the most important part of any claim process and The Mercer Firm will do everything that we can to ensure the best outcome. In addition to gathering any medical records and medical bills related to your car accident injuries, we will assist you will in making prompt appointments with any diagnostic facilities or specialists to whom you are referred by your primary treating physician. We will also ensure that the records are consistent with your complaints and inquire with your medical providers if you feel that any of your complaints or injuries are not being properly addressed.
  • Negotiating a Settlement to Fully Compensate You for Your Injuries – Once your medical treatment is complete, or your injuries are clearly in excess of the available policy limits of the insurance, we will draft a written demand to the insurance company demanding full payment for your economic and non-economic damages. We will provide the insurance company with a detailed description of the accident, your injuries, the resulting sequence of medical treatment, and the expected future medical treatment and other consequences of your injuries. We will also provide them with all relevant medical records, as well as the medical bills you have incurred and any other out-of-pocket expenses. Additionally, we will describe your current condition, the pain and inconvenience that you have suffered, and the personal toll your injuries can be expected to cause in the future. At the Mercer Firm, our car accident attorneys have extensive experience and a thorough understanding of the value of various types of injuries, and we will negotiate the best possible result for you or file suit and move forward with litigation as needed.
  • Filing A Lawsuit and Litigating Your Case to Trial – Personal Injury cases typically settle more often than not. However, the amount that an insurance company is willing to pay on a particular claim is influenced by whether the insurance adjuster believes that the law firm will be willing to litigate the claim, the amount of money the insurance company will incur in litigating the case, whether they believe personal injury lawyer will be willing to take the case all the way to trial and the risk that the lawyer will be able to achieve a large verdict. At the Mercer Firm, you will have experienced and aggressive attorneys with extensive trial experience who are willing to see the case through all the way to trial and to incur whatever expenses are necessary to achieve the best possible result, and the insurance companies will know this when they are negotiating. Additionally, the best car accident attorneys at The Mercer Firm have the knowledge and experience to identify every possible Defendant that contributed to your injuries and will file suit against each and every one of them.
  • Identify and Hiring Experts – In the event that your case proceeds to litigation, we will identify and hire the necessary medical, economic and accident reconstruction experts necessary to explain your damages and to make the most compelling case possible to a jury. The Mercer Firm personal injury attorneys have twenty years of contacts and experience, and they know what types of experts are needed, which ones make the best impressions and which ones have the experience that is needed for your type of case and injuries.